In the month of March, Joe had $60 in his bank account but spent $78, so he now has a debt of $18. In the same month, Kate had $60 but spent $52, so she now has only $8 in her bank account. Joe’s balance at the end of the month of March is , and Kate’s balance is .

Joe's -$18 or $18 or -$60 or $60 Kate's -$8 or $8 or -$60 or $60

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