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The deposit expanison multiplier is used to calculate the maximum possible increase in the money supply if all excess reserves are loaned out. Which of the following can cause the actual increase in money to be less than the maximum. A.puting additional deposits int the banking system B people borrowing for personal expenses rather than for business reasons C.banks holding some excess reserves D. State laws limiting the interest rates on loans


I think it's C.banks holding some excess reserves

Related Questions

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The statement "the quantity demanded of a product varies inversely with its price" is a definition of

The correct answer that would best complete the given statement above would be the term LAW OF DEMAND. The law of demand states that the quantity demanded of a product varies inversely with its price, as long as other things do not change. Hope this answers the question. 

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Samantha has a loan with an interest rate of 6.67 percent now, but the rate could increase 2 percent next year. What lending term best describes this loan? 1)finance charges 2)fixed rate loan 3)APR 3)variable rate loan

Answer: 3 Variable Rate Loan.

The variable rate loan best describes the loan agreement because the rate can vary and become a different percent over the course of the loan agreement. When you agree to loan terms with variable interest rates it is important to remember when they will change and check the interest rate amounts at any given time over the course of the loan, sometimes the loan terms jump drastically if not paid by the initial given rate.

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Suppose that Eric, an economist from a business school in Georgia, and Ginny, an economist from a public television program, are arguing over saving incentives. The following dialogue shows an excerpt from their debate: Ginny: I think it’s safe to say that, in general, the savings rate of households in today’s economy is much lower than it really needs to be to sustain the improvement of living standards. Eric: I think a switch from the income tax to a consumption tax would bring growth in living standards. Ginny: You really think households would change their saving behavior enough in response to this to make a difference? Because I don’t. The disagreement between these economists is most likely due to _____ . A. Difference in values B. Difference in scientific judgements C. Difference in perception versus reality Despite their differences, with which proposition are two economists chosen at random most likely to agree? A. Employers should not be restricted from outsourcing work to foreign nations. B. Central banks should focus more on maintaining low unemployment than on maintaining low inflation. C. Business managers can raise profit more easily by reducing costs than by raising revenue.

Correct option: Difference in scientific judgements

Both Eric and Ginny are from different backgrounds are working at the different levels of economic understanding. They have different skills sets, values and thought process for the same economic problem. Therefore, there is a difference in scientific judgement.

Correct Option A: Employers should not be restricted from outsourcing work to foreign nations.

The fundamental of economics suggest to make the best use of available resources. It suggests that if the cheap and qualified laborers are available abroad, no economy should hesitate in hiring them. It improves the profitability of the companies and make the product and services cheaper for everyone.


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What was the main reason that Carnegie invested in the Frick Coke Company? A.He wanted to invest in new technology. B.He thought he could help the company become profitable. C.He wanted to make sure he could always get fuel for his steel plant. D.He was interested in the coal business.

Correct answer is C.He wanted to make sure he could always get fuel for his steel plant.

Reason: Coke is always used as fuel for example , petroleum coke. So Carnegie would always get coal by investing in the Coke company

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Consumers demand more shoes than sellers are willing to supply, at the given price. This means that there is a(n) _____ of shoes. surplus shortage equilibrium

I believe the correct answer from the choices listed above is the second option. Consumers demand more shoes than sellers are willing to supply, at the given price. This means that there is a shortage of shoes.  A shortage occurs whenever quantity demanded is greater than quantity supplied at the market price.

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Assume the market for spiral bound notebooks is in equilibrium. All students in public schools need notebooks of some type when they attend classes. For each of the following, explain the possible effects on demand and/or supply and equilibrium price and quantity of spiral bound notebooks using a correctly labeled supply and demand graph with equilibrium price and quantity labeled. Under your hand-drawn graph, list the determinant of supply and/or demand that causes each shift as well as the change in price and quantity. a) The price of natural gas, a resource used by manufacturers throughout the United States, doubles. b) The government provides a subsidy for notebook manufacturers. c) Your income increases and spiral bound notebooks are an inferior good.

 a) If energy prices go up, manufacturing costs go up, which ultimately increases the price of the notebook. This will also most likely lead to a decrease in quantity, as the manufacturing cost per unit is higher. This is a supply determinant. 

b) In theory, the subsidy reduces the cost per unit to the manufacturer, which increases supply and often reduces price, again being a supply-side determinant. In reality, it creates an incentive for notebook manufacturers to keep doing what they are doing, disincentivizing cost-saving developments and alternatives. Why innovate when you can get free government cheese? 
Anyway, supply determinant. 

c) The price of an inferior good increasing tends to push some demand for superior goods, especially when the income to cost of good ratio remains the same for the inferior good but gets better for the superior one. Demand determinant. 

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A token economy incorporates _____ to modify behaviors by reinforcing desired behaviors with tokens that can be exchanged for various treats.

A token economy incorporates operant conditioning procedures to modify behaviors by reinforcing desired behaviors with tokens that can be exchanged for various treats.

Thank you for posting your question here at brainly. I hope the answer will help you. Feel free to ask more questions.

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If the Federal Reserve sells $50,000 in Treasury bonds to a bank at 6% interest, what is the immediate effect on the money supply

APEX verified answer <3

Answer- it is decreased by $50,000

i really hope this helps just got the right answer on apex quiz 1.2.3 <3 <3

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Suppose that you took out a loan with a principal of $24,680. To pay off the principal and the interest, you made quarterly payments of $1,382 for six years. Furthermore, you paid a service charge of $396. What was your total finance charge? a. $396 b. $8,488 c. $8,884 d. $8,292

The solution to the problem is as follows:

$1382*24 (4 payments per year * 6 years)=$33,168+$396=$33,564 (Total)

$33,564-$24,680=$8,884
 
Therefore the total finance charge is c.$8,884.

I hope my answer has come to your help. God bless and have a nice day ahead!

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Which of the following best describes a liability? a. anything of value owned by the business. b. something that a business owes. c. listed on the lift - hand side of a balance sheet. d. always equal to an asset

The correct answer of the given question would be option B. The statement that best describes a liability would be something that a business owes. A liability is considered an obligation and is listed on a company's balance sheet. This is part of the accounts payable. Hope this is the answer that you are looking for. 

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Which type of promotion do many people considered more credible because it is less biasedpublicitypublic relationspress releaseadvertising

I think the correct answer from the choices listed above is the third option. The type of promotion many people considered more credible because it is less biased is a press release. A press release is said to be unbiased and should contain all information from all angles or side of a situation. Hope this helps.

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What is a person’s taxable income? A. all personal exemptions and deductions B. gross income after subtracting exemptions and deductions C. the gross income received from salaries, wages, tips, and commissions D. all income withheld by an employer and sent to the federal government

I'ts not the C, gross income received from salaries, wages, tips, and commissions. I just chose that on my quiz and got it wrong. I did a little more research after that and now I believe it is

B, gross income after subtracting exemptions and deductions.

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It is often easier for a brand-new business to get a loan than an existing business. True Or False

It would be false because starting a new business is way harder than keeping up with an existing one
 

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A business started from scratch can have bigger rewards than a franchise if it succeeds. True or False

True, any business can outdo a franchise, all it takes is enough money and brain power! I hope this helps! P.S I would love it if I got that fantastic Brainiest answer

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In 2 to 3 sentences explain why real GDP per capita does not reflect the actual distribution of wealth. please help me...

The GDP per capita calculates what theoretically would be the share of every individual in the country if the GDP was destributed equally. The economy of course is very different in reality where everyone ends up with a different portion depending on a lot of other factors.



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True or false: A 15-year mortgage typically requires higher monthly payments than a 30-year mortgage but the total interest over the life of the loan will be less. True/false 5. True or false: Buying a single company's stock usually provides a safer return than a stock mutual fund. True/false

The statement "A 15-year mortgage typically requires higher monthly payments than a 30-year mortgage but the total interest over the life of the loan will be less" is true.

The statement "Buying a single company's stock usually provides a safer return than a stock mutual fund" is true.

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Suppose you have $100 in a savings account earning 2 percent interest a year. After five years, would you have more than $102, exactly $102 or less than $102? More than $102 Less than $102 Exactly $102

Hey there! Hello!

For this problem, take the interest equation into account: I = Prt. I is the interest, P is the principal amount that will be invested, r is the rate of interest per year (expressed in decimal form, where 90% is 0.9, for example), and t is the amount of time. Let's solve the amount of money gained from interest after one year:

I = Prt
I=100*0.02*1
I=2

That means 2 dollars are earned after one year. If $102 is the total after one year, and interest is earned yearly, it surely can't be $102 at the end of five years. So, let's solve for five years this time:

I = Prt
I=100*0.02*5
I=10

So, at the end of five years, $110 will be earned. This is more than $102 dollars, meaning that your first answer choice is the correct one. 

Hope this helped you out! Feel free to ask me any additional questions you may have. :-)

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